5-Minute PRIME: Bite-Sized Investing Insights
The 5-Minute PRIME podcast from REIPrime.com helps busy professionals master personal finance and real estate investing with quick, actionable tips. Keep learning, stay strategic, and keep building - one smart move at a time!
Episodes
113 episodes
The 6.3% Trap: Why Your Refi Playbook Just Broke
Refinance rates have dipped to 6.18 percent. On the surface, it looks like relief—a break from the 7.5 percent nightmare of early 2024. But here's what the headlines won't tell you: That "cheaper" rate just became a trap. Because while rates fe...
•
Season 1
•
Episode 113
•
6:47
The "Tier 2" Trinity: Why Cleveland, Birmingham & KC Are 2026 Winners
You've heard the advice a thousand times: "Buy in the Sun Belt! Follow the migration!" It worked in 2021. But in 2026, that advice is a trap. The easy money is gone, and the hottest markets are choking on oversupply. So where does the smart mon...
•
Season 1
•
Episode 112
•
7:05
The Real Estate 2025: Closing the Book on Volatility
You've seen the conflicting headlines all year: "Recession Imminent!" followed by "Soft Landing Achieved!" It's enough to give any investor whiplash. But as we close out 2025, what if the chaos is actually over, and the biggest risk to your por...
•
Season 1
•
Episode 111
•
7:28
The Safety Formula: How to Bulletproof Your Portfolio Against Rate Shocks
In the last episode, we showed you how to unlock tax-free liquidity from your properties. But accessing cash is only half the battle. If you leverage up without a safety net, one market shift could wipe you out. In this episode of the
•
Season 1
•
Episode 110
•
7:00
The Tax-Free Payday: How Pros Use Debt as Revenue (And the #1 Trap to Avoid)
We've spent the last few episodes talking about "The Exit" - using 1031 exchanges and DSTs to sell without tax. But what if the best move isn't to sell? What if the best move is to extract your wealth while keeping the asset? In this episode of...
•
Season 1
•
Episode 109
•
8:11
The "Golden Handcuffs" Escape: How to Retire From Real Estate Without Triggering a Tax Bomb
You’ve spent decades building a real estate empire. You have millions in equity. But now, you’re tired. You’re tired of the "Terrible T’s"—Tenants, Toilets, and Trash. You want to retire, travel, and enjoy your wealth. But you are trapped by "G...
•
Season 1
•
Episode 108
•
7:28
The Holy Grail of Zero Tax: How Real Estate Wipes Out Your W2 Taxes
In previous episodes, we learned how Cost Segregation creates massive "paper losses." But if you have a high-income W-2 job, the IRS has a nasty surprise for you: the Passive Activity Loss rules. They lock those deductions in a box, preventing ...
•
Season 1
•
Episode 107
•
7:01
The Fortress Strategy: Multi-State Asset Protection & The Truth About Privacy
One slip-and-fall lawsuit at a rental in Memphis shouldn't cost you your personal home in California. But if you have a "sloppy" legal structure, that is exactly the risk you are taking. As you scale your portfolio, your liability grows, and th...
•
Season 1
•
Episode 106
•
8:22
S-Corp vs. LLC in 2026: The New Math of Tax Savings in Real Estate
You just closed your biggest deal of the year and you’re celebrating a $100,000 profit. But there’s a "silent partner" waiting at the table to take a $15,300 cut before you even pay income tax. That partner is the Self-Employment Tax, and if yo...
•
Season 1
•
Episode 105
•
9:50
The Cost Segregation Playbook: From Study to Savings (And the #1 Trap to Avoid)
Last week, you learned why cost segregation is an investor's secret weapon, supercharged by 100% bonus depreciation. Now, it's time for the "how-to." How do you actually get a study done? Who do you hire? What does it cost? And what's ...
•
Season 1
•
Episode 104
•
7:45
The $500,000 Paper Loss: How the "Big Beautiful Bill" Supercharged Cost Segregation
Ever wonder how professional investors buy a profitable $2 million apartment building... and legally pay $0 in taxes on its income, while you're stuck with a tax bill? It's not magic; it's a high-level strategy.In this episode of the
•
Season 1
•
Episode 103
•
8:44
The 1031 Minefield: 4 Fatal Flaws That Cost Investors Millions
Did you know that industry data suggests as many as 30% of all 1031 exchanges fail? One simple mistake—missing a deadline by one day or choosing the wrong partner—can cost you six or seven figures in an unexpected tax bill.In Part 2 of o...
•
Season 1
•
Episode 102
•
7:14
The Tax Deferral Engine: How Institutions Use 1031s to Defer Taxes & Build Wealth
Ever wonder why pension funds and ultra-wealthy investors hold onto real estate for decades? They almost never sell. It's not luck; it's a strategy.In this episode of 5-Minute PRIME Podcast, hos...
•
Season 1
•
Episode 101
•
7:51
The Pro's Playbook: Analyzing Deals in Seconds with the REI Prime Calculator
Last week, you learned the critical theory—the hidden expenses and "Four Horsemen" that can kill a rental deal. Today, we turn theory into action. Manually building a spreadsheet for every single property is the bottleneck that keeps most inves...
•
Season 1
•
Episode 100
•
7:18
The Cash Flow Myth: What Every Investor Gets Wrong
Is that rental property really a good deal? You’ve heard the buzz about a 50-year mortgage plan, but would that even make a bad deal good? The truth is, it doesn't matter if the loan is 50 years or 5 years if the property doesn't c...
•
Season 1
•
Episode 99
•
7:07
Tokenization Tactics & Traps: The Real Estate Tokenization
Last week, we opened the door to real estate tokenization – the idea of owning property piece by digital piece. The potential? Huge. But potential doesn't pay the bills, and it certainly doesn't protect your capital. So, is tokenization a smart...
•
Season 1
•
Episode 98
•
11:40
The Tokenization Revolution: What Every REI Needs to Know
Heard about buying fractions of buildings using blockchain? What if you could own a piece of that downtown skyscraper, or a luxury resort overseas, for maybe just $100? This isn't science fiction; it's the emerging world of Real Estate Tokeniza...
•
Season 1
•
Episode 97
•
10:19
The High-Yield Playbook: Tactics for Real Estate Investors
In our last episode, you discovered the surprising parallels between value-add real estate and high-yield bonds. You now understand the "why." Today, we get into the "how." How can you, an individual investor, add this powerful income stream to...
•
Season 1
•
Episode 96
•
7:49
The 'Class C' Playbook: What Junk Bonds Can Teach You About Real Estate
As a real estate investor, you're an expert in physical assets. But what if the principles you use to evaluate a value-add property could be applied to a completely different asset class? What if you could invest in the "debt" side of the deal ...
•
Season 1
•
Episode 95
•
7:43
The Great American Retirement Pivot (Part 2): Building Your Own Pension with Real Estate
In our last episode, we uncovered the unsettling history of the traditional pension and why the promise of a secure, company-backed retirement is a relic of the past for most Americans. The old playbook is broken. So, what's the new one?...
•
Season 1
•
Episode 94
•
7:18
The Great American Retirement Pivot: Why the Pension Promise is Broken
For generations, the pension was the bedrock of the American dream: a promise of security after a lifetime of hard work. But that promise is broken. What happened to the guaranteed retirement that our parents and grandparents were told to expec...
•
Season 1
•
Episode 93
•
7:18
The Gentle Density Playbook: Scaling from ADUs to a Real Estate Empire
In the last episode, you learned the tactical playbook for building your first ADU. But what if that's just the beginning? What if the same zoning laws that unlocked your backyard could be used to turn a single-family property into a triplex, a...
•
Season 1
•
Episode 92
•
8:03
The ADU Investor Playbook: From Feasibility to First Rent Check
Last week, we uncovered the massive opportunity in ADUs. But a great idea is worthless without a flawless execution plan.How do you actually build one without getting burned by hidden costs, bad contractors, and bureaucratic red tape tha...
•
Season 1
•
Episode 91
•
7:58
The Quiet Zoning Revolution: Why Your Backyard is Real Estate's Hottest New Market
Tired of competing for the same overpriced properties on the market?What if the most profitable new deal wasn't on the MLS, but was a hidden opportunity you already own? A quiet revolution in zoning law is sweeping the nation—...
•
Season 1
•
Episode 90
•
7:35
Shutdown Gridlock: Turning Government Paralysis into Investor Advantage
The October 1st government shutdown is throwing a wrench in the gears of the housing market, creating chaos and panic for amateur investors.But for PRIME investors, chaos is just another word for opportunity.In this epi...
•
Season 1
•
Episode 89
•
9:15